1. Parties and Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and Quantropic LLC, a limited liability company organized under the laws of the State of California ("Company", "we", "us", or "our"), governing your access to and use of the Quantropic Financials website, web application, and all related services (collectively, the "Platform").

By creating an account, clicking "I Agree," or otherwise accessing or using the Platform, you represent that: (a) you are at least 18 years of age; (b) you are a US resident; (c) you have the legal capacity to enter into binding contracts under applicable law; and (d) you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

2. Nature of the Platform — Educational Use Only

Quantropic Financials is an educational investment analysis platform. All tools, data, analysis, simulations, and content are provided for informational and educational purposes only.

• Not Investment Advice. Nothing on the Platform constitutes investment advice, financial planning, tax advice, legal advice, or a recommendation to buy, sell, or hold any security, asset, or financial instrument. The Platform does not provide personalized investment recommendations of any kind.
• Not a Registered Adviser or Broker-Dealer. Quantropic LLC is not registered as an investment adviser under the Investment Advisers Act of 1940, is not a broker-dealer registered with FINRA or the SEC, and is not registered with any state securities regulator. No fiduciary duty or investment adviser-client relationship is created by your use of the Platform.
• No Trade Execution. The Platform does not execute, facilitate, or transmit orders for the purchase or sale of any securities or financial instruments.
• Consult a Professional. Quantropic Financials does not replace the guidance of a qualified, licensed financial adviser, tax professional, or attorney. All content on this Platform is for educational purposes only.

3. Eligibility and Account Registration

You must be at least 18 years old and a US resident. By registering, you represent and warrant that you are a US resident and that your use of the Platform is lawful under applicable US law. You agree to provide accurate, current, and complete information and to keep your account information updated. You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately at help@quantropic.com of any unauthorized use of your account.

We reserve the right to suspend or terminate accounts that provide false information, violate these Terms, or engage in any activity that we determine, in our sole discretion, to be harmful to the Platform or other users.

4. Market Data and Third-Party Information

The Platform displays market data, prices, financial metrics, and other information sourced from third-party data providers. You acknowledge and agree that:

• Data Accuracy. Market data may be delayed, incomplete, inaccurate, or subject to revision. We make no representation or warranty regarding the accuracy, completeness, timeliness, or reliability of any data displayed on the Platform.
• Third-Party Sources. Data is provided by external vendors subject to their own terms and limitations. We are not responsible for errors or omissions in third-party data.
• Not for Real-Time Trading. Data displayed on the Platform is not suitable for real-time trading decisions. Prices may be delayed up to 10 minutes or more and are provided for educational reference only.
• Hypothetical Performance. Any historical performance data, backtesting results, or simulated returns are hypothetical and do not represent actual investment results. Past performance does not guarantee future results.

5. User Data, Portfolio Information, and Data Loss

You may import, upload, or manually enter portfolio holdings, transaction history, and other financial data into the Platform. With respect to such data:

• Your Responsibility to Maintain Backups. You are solely responsible for maintaining independent backups of all data you submit to the Platform. We strongly recommend retaining copies of all portfolio data, transaction records, and other information outside of the Platform at all times.
• No Guarantee of Data Retention. We do not guarantee that any data you submit will be retained indefinitely. Data may be lost, corrupted, or deleted due to technical failures, system migrations, account termination, or other causes.
• No Liability for Data Loss. Quantropic LLC shall not be liable for any loss, corruption, or deletion of your data, regardless of cause, including hardware failure, software errors, cyberattacks, natural disasters, or human error.
• Data Accuracy. You are responsible for the accuracy of data you enter. We are not responsible for errors in analysis or output resulting from inaccurate or incomplete data you provide.
• Third-Party Account Connections. If you connect third-party brokerage or financial accounts to the Platform, such connections are used solely to import holdings data for educational portfolio visualization and analysis. This feature does not enable trading, order placement, or account management of any kind. Account connections may be facilitated through credential-based screen-scraping, OAuth authorization flows, or third-party data aggregation services, depending on the broker. Where a third-party aggregator is used, your data is processed subject to that aggregator's terms of service in addition to these Terms. You connect such accounts at your own risk, and we are not responsible for errors, interruptions, or data discrepancies arising from such connections.

6. Service Availability and Interruptions

The Platform is provided on an "as available" basis. We do not guarantee uninterrupted, error-free, or continuous access. You acknowledge and agree that:

• Downtime. The Platform may be unavailable due to scheduled maintenance, unscheduled outages, infrastructure failures, third-party service disruptions, or other causes. We will make reasonable efforts to provide advance notice of scheduled maintenance but are not obligated to do so.
• No Liability for Access Loss. Quantropic LLC shall not be liable for any damages, losses, or costs arising from your inability to access the Platform, including loss of access to educational content, data unavailability, or business interruption. As an educational platform, Quantropic LLC does not facilitate trading and is not responsible for any financial decisions made independently by users.
• Service Modifications. We reserve the right to modify, suspend, or discontinue any feature or the entire Platform at any time, with or without notice, and without liability to you.
• Force Majeure. We are not liable for any failure or delay resulting from causes beyond our reasonable control, including acts of God, natural disasters, war, terrorism, internet outages, government actions, or failures of third-party infrastructure providers.

7. Acceptable Use and Prohibited Conduct

You agree not to:

• Use the Platform for any unlawful purpose or in violation of any applicable law or regulation
• Attempt to gain unauthorized access to any part of the Platform, its servers, or related systems
• Scrape, crawl, or systematically extract data from the Platform without our express written consent
• Reverse engineer, decompile, or disassemble any portion of the Platform
• Transmit viruses, malware, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Interfere with or disrupt the integrity or performance of the Platform
• Use the Platform to engage in market manipulation or any activity that violates securities laws
• Share your account credentials with any third party

Violation of this section may result in immediate account termination and may expose you to civil or criminal liability.

8. Intellectual Property

All content, features, functionality, software, text, graphics, logos, and other materials on the Platform are owned by or licensed to Quantropic LLC and are protected by United States and international copyright, trademark, patent, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial, educational purposes in accordance with these Terms. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any Platform content without our prior written consent.

You retain ownership of data you submit to the Platform. By submitting data, you grant us a limited license to process and display that data solely for the purpose of providing the Platform services to you.

9. Privacy and Data Processing

This Platform is intended for US residents only. By using the Platform, you represent and warrant that you are a US resident. Non-US data protection regimes, including GDPR, do not apply to this Platform. Your use of the Platform is subject to our Privacy Policy, which describes what data we collect, how we use it, and how we protect it. By using the Platform, you consent to the data practices described in the Privacy Policy.

We do not sell or share your personal data with third parties for marketing purposes. For full details of what data is collected and how it is used, please review our Privacy Policy.

Data Deletion. You may delete all of your account data at any time from the Help & Support page. Upon deletion, your portfolio data, holdings, and transaction history will be permanently removed. We may retain certain records (such as support tickets and compliance acknowledgments) as required for legitimate business and legal purposes.

California Residents (CCPA). If you are a California resident, your full privacy rights under the California Consumer Privacy Act, including the right to know, right to delete, right to correct, and right to non-discrimination, are described in our Privacy Policy. To exercise any of these rights, contact us at help@quantropic.com.

10. Disclaimer of Warranties

11. Limitation of Liability

Note: Some states, including California, do not allow the exclusion of implied warranties or limitation of liability for certain types of damages. If you are a California resident, some of the above limitations may not apply to you to the extent prohibited by California Civil Code Section 1668 and related statutes.

12. Indemnification

You agree to defend, indemnify, and hold harmless Quantropic LLC, its members, managers, officers, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Platform in violation of applicable law
• Your infringement of any intellectual property or other rights of any third party
• Any data you submit to the Platform that infringes third-party rights or violates applicable law

The foregoing indemnification obligation does not apply to the extent that any claim arises from Quantropic LLC's own gross negligence or willful misconduct.

13. Subscription Plans, Fees, and Billing

The Platform offers free and paid subscription tiers. Features available to you depend on the plan you select. Quantropic LLC reserves the right to change plan features, pricing, and availability at any time in accordance with Section 19 (Amendments).

Current Plan Structure (subject to change):

The table below is a general summary only and does not constitute a binding description of plan entitlements. Current features, limits, and pricing are described on the pricing page and may change at any time.

• Free Tier. The Free tier is provided at no charge as a courtesy and may be modified, restricted, suspended, or discontinued at any time, with or without notice, and without any liability or obligation to you. Quantropic LLC makes no commitment — express or implied — to maintain the Free tier, to preserve any specific features or limits within it, or to provide advance notice of any changes. Continued availability of the Free tier in the past does not create any expectation of future availability.
• Rate Limits. All Platform services are subject to rate limits applied on a per-user and per-service-type basis. Rate limits vary by plan and may be applied to API requests, data refreshes, AI feature usage, and other service calls. Quantropic LLC reserves the right to throttle, restrict, or temporarily suspend access to any service that exceeds applicable rate limits, without notice and without liability.
• Paid Subscriptions. Paid plans are billed on a recurring monthly basis (annual billing where available, as selected at checkout). By subscribing to a paid plan, you authorize Quantropic LLC to charge your payment method on a recurring basis until you cancel.
• Free Trial. Where a free trial period is offered, access to trial features is provided at no charge for the duration of the trial. At the end of the trial period, continued access to trial features requires you to actively select and activate a paid subscription on the Membership page. If no subscription is activated, your account reverts to the Free tier. No subscription charge is incurred without your affirmative action.
• AI Token Usage. AI-powered features consume tokens included in applicable paid plans up to the limits stated on the pricing page at the time of purchase. Usage beyond plan limits will result in feature restriction until the next billing period. Quantropic LLC does not charge overage fees for AI token usage beyond plan limits unless explicitly disclosed and agreed to at the time of purchase.Quantropic LLC is not liable for any output generated by AI features, which are provided for educational purposes only and do not constitute financial advice.
• Price Changes. Quantropic LLC reserves the right to change subscription pricing at any time. For existing paid subscribers, price changes take effect at the next billing cycle following thirty (30) days notice via email or Platform notification. Continued use after the price change constitutes acceptance.
• Taxes. Subscription fees are exclusive of all applicable taxes. You are responsible for all taxes or duties imposed by taxing authorities in connection with your purchase.

14. Refund and Cancellation Policy

• No Refunds — General Rule. ALL FEES PAID TO QUANTROPIC LLC ARE NON-REFUNDABLE TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. This includes partial billing periods and unused AI tokens.
• Annual Plan Refund Window. Notwithstanding the general no-refund rule, if you purchase an annual subscription and request a refund within seven (7) calendar days of the initial purchase date, Quantropic LLC will issue a full refund of the annual fee. This refund window applies only to the first purchase of an annual plan and does not apply to renewals, monthly plans, or any plan upgrade or downgrade. To request a refund under this provision, contact us at help@quantropic.com within the seven-day window.
• Cancellation. You may cancel your paid subscription at any time. Cancellation stops future billing but does not entitle you to a refund of amounts already charged. Access to paid features continues until the end of the current paid billing period.
• End of Free Trial. At the end of a free trial period, access to trial features will become unavailable unless you activate a paid subscription on the Membership page. Your account will remain active and you will retain access to features available under the Free tier. No charge is applied automatically at the end of a trial period.
• Discretionary Credits. Quantropic LLC may, in its sole and absolute discretion, issue credits or refunds in exceptional circumstances. Any such credit does not obligate Quantropic LLC to provide credits in future circumstances and does not modify this no-refund policy.
• Chargebacks. If you initiate a chargeback or payment dispute without first contacting Quantropic LLC at help@quantropic.com to attempt resolution, Quantropic LLC reserves the right to suspend or terminate your account pending resolution of the dispute.
• Downgrade to Free Tier. If you downgrade from a paid plan, you will lose access to paid features at the end of the current billing period. No refund is issued for the remaining period. Data associated with paid features beyond Free tier limits may be restricted upon downgrade. Where data is at risk of deletion, we will notify you and provide a reasonable opportunity to export it before deletion occurs.

15. AI-Generated Content Disclaimer

Certain paid features use artificial intelligence and machine learning models to analyze documents, parse financial statements, and generate observations (collectively, "AI Features"). By using AI Features, you acknowledge and agree that:

• Educational Purpose Only. All AI-generated output is provided for educational and informational purposes only. It does not constitute investment advice, financial planning, tax advice, or legal advice of any kind.
• No Guarantee of Accuracy. AI models may produce inaccurate, incomplete, outdated, or misleading output. Quantropic LLC makes no representation or warranty regarding the accuracy or reliability of any AI-generated content.
• No Reliance. You agree not to rely on AI-generated output as the sole or primary basis for any investment, financial, legal, or tax decision. Always verify AI output independently and consult a qualified professional.
• No Liability for AI Output. Quantropic LLC shall not be liable for any loss, damage, or harm arising from your use of or reliance on AI-generated content, including investment losses or decisions made based on inaccurate output.
• Third-Party AI Processing. AI features on this Platform are powered by third-party AI model providers. Data you submit to AI features, including documents and portfolio information, may be transmitted to and processed by those providers as service providers acting on our behalf. We do not permit third-party AI providers to use your data to train their models. For details on which providers process your data and the applicable safeguards, see our Privacy Policy.
• Data Submitted to AI Features. You are responsible for ensuring you have the right to submit any documents or data to the Platform. Do not submit documents containing third-party confidential information without authorization.

16. Account Termination and Data Deletion

Termination by You. You may close your account at any time by contacting us at help@quantropic.com. Upon account closure, your access to the Platform will be terminated. We may retain certain data as required by law or for legitimate business purposes, including compliance and audit records.

Termination by Us. We reserve the right to suspend or terminate your account at any time for cause, including violation of these Terms, fraudulent activity, abusive behavior, automated or bot-driven use of the Platform, excessive or abnormal usage patterns, or conduct harmful to the Platform or other users. For free tier and free trial accounts, we also reserve the right to terminate without cause upon reasonable notice where practicable. For paid subscribers terminated without cause before the end of a paid billing period, our cancellation and refund policy set forth in Section 14 applies.

Effect of Termination. Upon termination: (a) your license to use the Platform immediately terminates; (b) you must cease all use of the Platform; (c) we may delete your account data, subject to our data retention obligations. We are not liable for any loss of data resulting from account termination.

Survival. The following sections survive termination of these Terms: Nature of the Platform (§2); User Data and Data Loss (§5); Intellectual Property (§8); Privacy and Data Processing (§9); Disclaimer of Warranties (§10); Limitation of Liability (§11); Indemnification (§12); Subscription Plans and Fees (§13, amounts already accrued); Refund and Cancellation Policy (§14); AI-Generated Content Disclaimer (§15); Governing Law (§17); Dispute Resolution (§18); Geographic Scope (§20); Data Security (§22); Third-Party Content (§23); Timeliness and Accuracy (§24); Copyright and DMCA (§25); Export Controls (§26); and any other provisions that by their nature should survive termination.

17. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Subject to Section 18, you agree that any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in California, and you hereby consent to the personal jurisdiction of such courts.

California Residents. If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and California Civil Code Section 1789.3. For CCPA requests, contact us at help@quantropic.com. Under California Civil Code §1789.3, California residents may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.

18. Dispute Resolution

Informal Resolution. Before initiating any formal dispute, you agree to contact us at help@quantropic.com and provide written notice describing the nature of the dispute and the relief sought. The parties will attempt to resolve the dispute informally for a period of thirty (30) days from receipt of such notice before either party may initiate arbitration.

Binding Arbitration. If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, available at www.adr.org. The arbitration shall be conducted in California or, at your election, by telephone or video conference. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Arbitration Fees. AAA filing, administrative, and arbitrator fees shall be allocated in accordance with the AAA Consumer Arbitration Rules in effect at the time arbitration is initiated. Each party bears its own attorneys' fees unless the arbitrator awards fees to the prevailing party under applicable law.Quantropic LLC reserves the right to seek reimbursement of fees and costs if the arbitrator determines a claim was frivolous or brought in bad faith.

Class Action Waiver. YOU AND QUANTROPIC LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING. NOTHING IN THIS WAIVER PREVENTS EITHER PARTY FROM SEEKING PUBLIC INJUNCTIVE RELIEF IN COURT TO THE EXTENT REQUIRED BY APPLICABLE LAW.

Exceptions. Either party may seek emergency injunctive or equitable relief in a court of competent jurisdiction solely to prevent irreparable harm pending the outcome of arbitration. Such a request does not waive the right to arbitration on the merits. Intellectual property infringement claims may be brought in court without prior arbitration.

Waiver of Jury Trial. BY AGREEING TO ARBITRATION, BOTH PARTIES WAIVE THE RIGHT TO A TRIAL BY JURY FOR ANY DISPUTE COVERED BY THESE TERMS.

Class Action Waiver Severability. If the class action waiver above is found unenforceable by a court of competent jurisdiction, the arbitration agreement in its entirety shall be severed from these Terms and any dispute shall proceed in court under Section 17, not in class arbitration.

Arbitration Opt-Out. You may opt out of this arbitration agreement by sending written notice to help@quantropic.com within thirty (30) days of first creating your account. Your notice must include your full name, email address associated with your account, and a clear statement that you are opting out of arbitration. If you opt out, disputes will be resolved in court under Section 17. Opting out does not affect any other provision of these Terms.

19. General Provisions

• Entire Agreement. These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Quantropic LLC regarding the Platform and supersede all prior agreements and understandings.
• Amendments. We reserve the right to modify these Terms at any time. We will provide at least thirty (30) days notice of material changes by posting the updated Terms on the Platform, updating the "Last Updated" date, and notifying you via email or Platform notification. Your continued use of the Platform after the effective date of any changes constitutes your acceptance of the revised Terms. For changes that affect only the Free tier, we will make reasonable efforts to provide advance notice where practicable, but are not obligated to do so.
• Severability. If any provision of these Terms is found unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
• Waiver. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.
• Assignment. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.
• No Third-Party Beneficiaries. These Terms do not create any third-party beneficiary rights.
• Notices. All notices to Quantropic LLC must be sent to help@quantropic.com. We may provide notices to you via email to the address associated with your account or by posting on the Platform.

20. Geographic Scope — United States Only

We make no representation that the Platform, its content, or its services are appropriate, available, or lawful for use in any jurisdiction outside the United States. If you access the Platform from outside the United States, you do so entirely at your own risk and are solely responsible for compliance with all applicable local laws and regulations, including but not limited to securities laws, data protection laws, and financial services regulations of your jurisdiction. Quantropic LLC provides no support for access or use outside the United States.

Data handling for users of this Platform is governed by the Privacy Policy and applicable US law. Non-US data protection regimes, including GDPR, do not apply to this Platform.

Quantropic LLC reserves the right to restrict access to the Platform from any jurisdiction at any time, without notice, and without liability. Users accessing the Platform from jurisdictions where such access is prohibited by local law are not authorized to use the Platform.

21. Account Security

You are solely responsible for maintaining the confidentiality and security of your account credentials. You agree not to share your login credentials with any third party. You must notify us immediately at help@quantropic.com if you suspect any unauthorized access to your account. Quantropic LLC will never ask you for your password. You are responsible for all activity that occurs under your account resulting from your failure to maintain the security of your credentials.

22. Data Security

The internet is not a fully secure medium. Any information you transmit to or from the Platform, including via email, may be intercepted, lost, altered, or destroyed in transit. You acknowledge and agree that:

• No Guarantee of Security. While we implement reasonable technical and organizational security measures, we cannot guarantee the absolute security of data transmitted to or from the Platform or stored on our systems.
• Email Communications. Email communications between you and Quantropic LLC are not guaranteed to be secure or confidential. Do not send sensitive financial information, passwords, or personal identification numbers via unencrypted email.
• Breach Notification. In the event of a data breach affecting your personal information, we will notify you as required by applicable state and federal law.
• No Liability for Interception. Quantropic LLC shall not be liable for any damages resulting from the interception, alteration, or unauthorized access to electronic communications during transmission.

23. Third-Party Content and Links

The Platform may display, include, or link to content, data, information, or services provided by third parties, including but not limited to market data providers, financial news sources, company filings, and analyst reports.

• No Endorsement. The inclusion of any third-party content or link does not constitute an endorsement, recommendation, or approval by Quantropic LLC of that content, the third party, or any products or services they offer.
• No Responsibility. Quantropic LLC is not responsible for the accuracy, completeness, legality, or appropriateness of any third-party content displayed on or linked from the Platform. Third-party content is provided for informational purposes only.
• External Links. Links to third-party websites are provided for convenience only. When you leave the Platform, you are subject to the terms and privacy policies of the destination website. We have no control over and assume no responsibility for the content or practices of any third-party sites.
• Linking to This Platform. You may link to the Platform's public pages provided you do so in a way that is fair, legal, and does not misrepresent any association with or endorsement by Quantropic LLC. We reserve the right to request removal of any link we deem inappropriate.

24. Timeliness and Accuracy of Content

Content on the Platform, including market data, financial metrics, news, and analytical output, is provided for general informational and educational purposes and may not reflect the most current information available.

• No Guarantee of Timeliness. Market data may be delayed up to 10 minutes or more. We do not guarantee that any content on the Platform is current, complete, or up to date at the time you access it.
• No Guarantee of Accuracy. While we make reasonable efforts to provide accurate information, we make no representations or warranties regarding the accuracy, reliability, or completeness of any content on the Platform. Content may contain errors, omissions, or inaccuracies.
• Content Changes. We reserve the right to modify, update, or remove any content on the Platform at any time without notice. We are under no obligation to update any content to reflect new information or subsequent events.
• Educational Content Only. Content on the Platform is provided solely for educational and informational purposes and does not constitute professional financial, legal, or tax advice. It is not intended to inform, guide, or influence any financial decision.

25. Copyright and DMCA

Quantropic LLC respects the intellectual property rights of others and expects users of the Platform to do the same. If you believe that any content on the Platform infringes your copyright, you may submit a notice of claimed infringement to our designated DMCA Copyright Agent in accordance with the Digital Millennium Copyright Act (17 U.S.C. § 512).

Your DMCA notice must include:

• A physical or electronic signature of the copyright owner or authorized agent
• Identification of the copyrighted work claimed to have been infringed
• Identification of the material claimed to be infringing and its location on the Platform
• Your contact information (name, address, telephone number, and email address)
• A statement that you have a good faith belief that the use is not authorized by the copyright owner
• A statement, under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on their behalf

Counter-Notification Procedure:

If you believe that material you posted was removed or disabled as a result of a mistake or misidentification, you may submit a counter-notification to our DMCA Copyright Agent at the address above. Your counter-notification must include:

• Your physical or electronic signature
• Identification of the material that was removed and its location before removal
• A statement under penalty of perjury that you have a good faith belief the material was removed by mistake or misidentification
• Your name, address, and telephone number, and a statement that you consent to the jurisdiction of the federal district court for your district (or California if outside the US) and that you will accept service of process from the complainant

Upon receipt of a valid counter-notification, we will forward it to the original complainant and may restore the removed material after ten (10) business days unless the complainant files a court action.

Note: To maintain DMCA safe harbor protection, Quantropic LLC has registered a designated copyright agent with the United States Copyright Office as required by 17 U.S.C. § 512(c)(2). Please note that under 17 U.S.C. § 512(f), any person who knowingly materially misrepresents that material is infringing may be subject to liability for damages.

26. Export Controls and Sanctions Compliance

The Platform is subject to the export control laws and regulations of the United States, including the Export Administration Regulations (EAR) and the sanctions programs administered by the Office of Foreign Assets Control ("OFAC") of the US Department of the Treasury. By using the Platform, you represent and warrant that:

• You are not located in, or a resident or national of, any country subject to a comprehensive US government embargo (currently including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine)
• You are not identified on any US government restricted-party list, including the OFAC Specially Designated Nationals (SDN) list or the Bureau of Industry and Security (BIS) Entity List
• You will not use the Platform in connection with any transaction that would violate applicable US export control laws or sanctions regulations

Quantropic LLC reserves the right to restrict or terminate access to the Platform for any user or jurisdiction where such access would violate applicable export control or sanctions laws, without notice and without liability.